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US Congress Wrestles With Financial Technologies and Data Privacy

cointelegraph.com2 months ago
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FedEx (FDX) Stock Tanks As Earnings Fail to Meet Projected Expectation

www.coinspeaker.com4 months ago
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Discovering Insuretech: Blockchain Disruption of the Insurance Sector

cointelegraph.com7 months ago
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Read the latest article on Parametric Insurance. Get the claims settled automatically https://link.medium.com/aczeoJ0KxX  Brought to you by @fidentiaX

@fidentiaX7 months ago
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About time to go. And we would be back in a few months time as #AskTheActuary sessions will be taking a break. But in case you have any queries, please drop a line to [email protected] #InsurTech #Blockchain

@fidentiaX8 months ago
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A: There is no easy answer. The risk premium, aimed at covering claims cost should increase. However, the remaining part of the premium to account for expenses including acquisition, operating and regulatory costs. would be a function of various factors. [2/2] #AskTheActuary

@fidentiaX8 months ago
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Q: Are premiums higher in developing countries where risk is higher? [Yiling] [1/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: If a work related accident happens. Will the individual be able to claim for it under his personal accident plan? [Elaine] A: Yes - in most circumstances. Especially if the work doesn’t fall in the hazardous category like adventure sport, mining, etc. #AskTheActuary

@fidentiaX8 months ago
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Q: Are insurance plans cheaper in developing countries? [Brandon] A: I don’t think there is a rule of thumb. Maybe yes, in dollar terms but maybe not after you have factored in purchasing power parity. #AskTheActuary

@fidentiaX8 months ago
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A: They intend to cover their gig workers through the respective captive insurance companies and I believe they have sufficient data to price it with a fair degree of confidence and still make it affordable. [2/2] #InsurTech #AskTheActuary

@fidentiaX8 months ago
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Q: How will companies like uber/lyft insure their gig workers? How will they price their insurance plans? Would it be affordable for gig workers? [Darren] [1/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: Would on-demand insurance fill the gap and help insure gig workers? [Gabriel] A: In general, yes. The trick lies in meeting the need, designing affordable product and making it easy to buy. #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Have insurance related questions that you never got answered to? Here is the chance to ask the actuary! I am LIVE for the next 60 minutes! Shoot now & get answers in real-time! [email protected] NB: Tweets are not financial advice. Please consult your financial advisor. #InsurTech

@fidentiaX8 months ago
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GIG WORKERS: WHO ARE THEY AND HOW THEIR INSURANCE NEEDS ARE DIFFERENT? Read the full article here: https://www.fidentiax.com/insuranceblog/2019/5/31/gig-workers-who-are-they-and-how-their-insurance-needs-are-different … #insurtech #gigeconomy #freelancer #insurance #needs #uber #grab #gojek #lyft #economypic.twitter.com/u0HOfWsHrR

@fidentiaX8 months ago
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Time to go. In case you have insurance related queries, please drop a line to [email protected] or respond to this tweet. I will pick those up in the next session of #AskTheActuary on 3-June at 8 PM SGT. See you then! #InsurTech #Blockchain

@fidentiaX8 months ago
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A: I think with health telematics, they would be able to price premiums “better”. That is, the premiums would be a better reflection of underlying risk implying those at higher risk might pay higher than the current levels & vice versa [2/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: Will insurance companies use the data from health telematics to price future insurance plans costlier? For example, if a user does not exercise much, newly purchased plans will cost more [Pei Lin] [1/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: Premium discounts for limited payment plan will be extremely beneficial for a consumer? [Rachel] A: In my view, the discount would be commensurate with the reduction in risk. The premium payment mode may not have a significant role to play. #AskTheActuary

@fidentiaX8 months ago
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A: Yes, I would pay a relatively higher premium if I don’t share my health-related data. I am skeptical but not against the idea. Being skeptical is a side-effect of being an actuary :) [2/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: In your article, you mentioned you will be skeptical to share information to receive a discount, but won’t you be paying higher premiums if you didn’t? [Sam] [1/2] #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: What sort of insurance plans have premium discounts? [Joe] A: Life and health plans. More common in health plans especially those covering critical illnesses. #AskTheActuary #InsurTech #Blockchain

@fidentiaX8 months ago
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Q: Generally, if we choose to share our health data, what is the % discount will we receive on the premiums? [Devin] A: From what I have seen, it generally ranges from 8%-20% p.a. However, this should evolve as insurance companies collect more data and analyze their experience.

@fidentiaX8 months ago
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Welcome to the 20th session of #AskTheActuary at 20:00 hours on the 20th day of this month! Luckily, I am around for 60 minutes (and not 20). Fire away your questions! [email protected] #InsurTech #Blockchain

@fidentiaX8 months ago
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What is health telematics and what is the catch? https://www.fidentiax.com/insuranceblog/healthtelematics … #insurance #investment #risk #health #risk #healthtelematics #retirement #healthyliving #data #analytics #premium

@fidentiaX8 months ago
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In the insurance world, health telematics is synonymous to sharing exercise-related data with insurance companies and expecting discounts on insurance premiums. But why does it make sense for insurance companies to offer discounts? Read on.......

@fidentiaX8 months ago
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FidentiaX (FDX) News

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FidentiaX (FDX) is currently the #1276 cryptocurrency by market cap at $218.5k USD. Trading volume for FidentiaX over the last 24 hours is $0 USD. There have been no news stories on FidentiaX over the last 7 days. The most common news source covering FidentiaX is fidentiaX Twitter and the most common news category is Project Announcements.